We understand that finding the right loan can be overwhelming. That's why we're here to help simplify the process.
Why choose us?
We're a local, family-owned residential and commercial loan consulting company based in Humboldt County, CA, dedicated to providing personalized and successful loan solutions to the community.
Local Family Owned
Being family owned we offer a personal touch fostering trust and building long-lasting relationships with clients.
Equal Housing Opportunity Lender
We provide fairness and equality in lending regardless of your background or personal characteristics.
Extensive Network of Lenders
With our network of lenders we offer clients a wide range of financing options tailored to their unique needs.
Expertise & Knowledge
With our network of lenders we offer clients a wide range of financing options tailored to their unique needs.
Our Services
Explore top-tier residential and commercial financing solutions with Mountain Bay Mortgage! Find personalized loan options to suit your unique needs, whether you're buying a new home or growing your business.
Explore top-tier residential and commercial financing solutions with Mountain Bay Mortgage! Find personalized loan options to suit your unique needs, whether you're buying a new home or growing your business.
Residential Lending
We provide refinancing options to improve your current mortgage terms.
Our loan products include fixed-rate, ARMs, FHA, VA, and USDA loans.
We conduct thorough credit checks to assess eligibility.
Our services comply with all lending regulations to ensure a smooth process.
Down payment assistance programs are available to help with initial purchase costs.
Commercial Lending
We provide loans for commercial property purchases.
We offer loans for office buildings, retail spaces, and industrial properties.
We ensure compliance with all commercial lending regulations.
We provide competitive rates and flexible terms.
We offer construction loans for new commercial developments.
Bridge Financing
We design flexible terms specifically for your bridge financing needs.
Our bridge financing solutions offer rapid access to necessary funds.
We provide competitive rates for all bridge financing services.
I guide you through the bridge financing process with expert advice.
We ensure a smooth transition with our efficient bridge financing options.
Private Lending
We provide private loans for real estate investments and personal projects.
Our private lending services offer rapid access to funds with minimal paperwork.
We design customized loan terms to suit individual financial situations.
We offer competitive interest rates for all private loans.
We ensure a seamless and efficient private lending experience for all clients.
Client Testimonials
Discover why our clients trust us—read their stories and see how Mountain Bay Mortgage has helped them achieve their residential and commercial financing goals!
My husband and I recently purchased a home for our family - and it is a lot of information and work! Freddy with Mountain Bay Mortgage took the time to explain the process and made everything as smooth as possible for us. He was so easy to work with and worked hard to get us the best rates possible! Will definitely recommend Mountain Bay Mortgage in the future to all my friends and family!
I am sitting here in my house feeling so grateful. I never imagined I could qualify for a home loan, but Freddy worked and worked to help me find the right program to get me into homeownership. He made the process understandable. He explained things to me in just the right way. I cannot say enough good things about Mountain Bay Mortgage. What a smooth process.
Ready to get your loan? Contact us today!
